My saved FDs
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Overview
How your money grows
My saved FDs
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Results
Quarterly breakdown
Each full 3-month quarter (counted from the FD start date) earns a flat quarterly rate of annual rate ÷ 4, matching standard Indian bank FD compounding. Only the leftover period shorter than 3 months at the end uses actual-days/365 simple interest. Partial marks that leftover period. The "Quarter" column tags each row with the India fiscal-year quarter(s) it overlaps (Apr–Jun, Jul–Sep, Oct–Dec, Jan–Mar) — since periods are dated from your FD start date, one row often spans two. Tap the calculator icon on any row to see the exact formula behind that quarter's number.